Attorney-owned title & settlement services for Western Pennsylvania.
Clear title. Smooth closings. Attorney review on every file — purchase, refinance, and commercial, across Westmoreland and Allegheny Counties.
In Pennsylvania, title runs back to William Penn. We're the ones who check.
Verify before you wire.
We will never change wire instructions by email. Before sending funds for any closing, call us and confirm instructions verbally. If revised instructions arrive claiming to be from us, stop and call. Read our wire-safety guide →
724-733-7700Title insurance is a filed rate.
See yours in ten seconds.
Pennsylvania title insurance rates are filed and regulated (TIRBOP). Enter the purchase price for an instant estimate of the all-inclusive premium on a sale.
Estimate of the filed all-inclusive sale rate for owner's coverage; final premium is determined by the current TIRBOP Rate Manual, the commitment, and endorsements. Refinance and non-sale rates differ — call for those.
Get it in writing
Send the details and a person — not a queue — replies the same business day.
Three doors to the same standard of care.
Purchase closings
Owner's and lender's title insurance, full escrow and disbursement, and a settlement date we treat as a commitment, not an estimate. Clear communication with both agents from order to keys.
Refinance
Fast commitments, payoff coordination with verified callbacks, and lender-package turnaround built for rate-lock windows.
Commercial & investor
Entity transactions, seller financing, oil & gas reservations, and the title questions Western Pennsylvania actually produces — handled by attorneys who work on them daily.
Attorney-owned. Attorney-reviewed. Local.
Two Pennsylvania attorneys and licensed title agents own this agency and read its files — four decades of combined title experience, and a law practice that reaches back to 1973. When your file gets interesting, it’s already on their desk.
John W. Ament, Esq., MBA
Member · PA Title Agent since 2014
Real estate, estate planning, and business law across Westmoreland and Allegheny Counties. JD and MBA, Duquesne University.
W. Robert Ament, Esq.
Member · PA Title Agent since 1996
Practicing Pennsylvania real estate law since 1973 — five decades of acquisitions, development, financing, and settlement. U.S. Army veteran; Duquesne Law Review.
Pennsylvania title rates are filed and regulated. The service behind the closing is what varies.
Because Pennsylvania title insurance rates are filed and regulated, what you're actually choosing when you choose a settlement company is who examines the commitment, who catches the exception that becomes a problem in year three, and who answers the phone the week of closing.
Our files are examined by our principals — Pennsylvania attorneys and licensed title agents who have spent decades on Western Pennsylvania real estate, estates, and the county records both run on. Settlement services here aren't a sideline attached to a sales operation. They're the work our careers were built on.
We are independent by design: a separate, licensed agency with its own escrow accounts, its own staff, and a compliance posture we'd be glad to show your lender.
On the record
Ownership
Owned and operated by two licensed Pennsylvania attorneys and title agents — licensed since 1996 and 2014, with four decades of combined title experience.
Underwriters
Our principals are appointed policy-issuing agents with First American, Chicago Title, and Commonwealth Land Title; agency appointments follow licensure.
Escrow
Segregated fiduciary accounts, Positive Pay, and dual-control wire release on every file.
Track record
185 closings handled by our team in the last twelve months.
The charter. The warranty. The highway.
Pennsylvania’s land-title history traces back to William Penn’s 1681 charter — through proprietary warrants and patents, then forward, deed by deed, to today. A general warranty deed still promises title good against the world, and our office sits on the highway that carries his name.
The name isn’t decoration. It’s the standard we work to.
The full storyFour steps. No mystery.
Order
Send the agreement of sale or refi request. We open the file the same business day and confirm your closing window.
Search & commitment
Title search and commitment issued and attorney-reviewed, with exceptions explained in plain English — before they become surprises.
Clear to close
Payoffs verified by callback, lien letters ordered, CD balanced with your lender, and every requirement tracked to done.
Closing day
On time, fully funded, recorded promptly, and policies issued without chasing anyone.
Built to make you look good at the table.
Your reputation rides on the closing. Ours does too.
- Same-day file acknowledgment and a named contact — not a queue
- Commitment turnaround commitments, in writing
- CPLs and commitments delivered electronically the moment they issue
- Proactive status updates at every milestone — you'll never call to ask "where are we?"
- Attorney on the file when the title gets interesting
Place an order
Email the agreement of sale, refinance request, or a question about a tough title to:
Or call 724-733-7700 — during business hours a person answers.
Start a fileTitle insurance in Pennsylvania, in plain English.
Who chooses the title company in Pennsylvania?
In most Pennsylvania purchases, the buyer chooses the settlement company, and federal law (RESPA) prohibits a seller from requiring a particular title insurer as a condition of sale. Your agent or lender may recommend one — our job is to be the recommendation they're glad they made.
How much does title insurance cost in Pennsylvania?
Pennsylvania title insurance rates are filed and regulated (TIRBOP), and the sale rate is generally all-inclusive of the search, examination, and settlement service. It's a one-time premium paid at closing. Get an instant estimate above — a $250,000 purchase runs approximately $1,850.
Do I need owner's title insurance if my lender requires a loan policy?
The loan policy your lender requires protects only the lender. An owner's policy protects your equity against problems no closing can fully rule out — forged documents, missing heirs, unreleased liens, recording errors — for as long as you own the property. It's a one-time premium, and in Pennsylvania the filed rate makes adding owner's coverage at closing straightforward.
What does "title back to William Penn" actually mean?
Pennsylvania's land-title history traces back to William Penn's 1681 charter — through proprietary warrants and patents, then forward, deed by deed, to today. When a seller gives a general warranty deed, they warrant title against every claim, in principle all the way back. A careful title search is how anyone knows that promise is good. That standard is what we named the company after.
How fast can you open a file and issue a commitment?
Files are opened and acknowledged the same business day we receive the agreement of sale or refinance request, and we put our commitment turnaround in writing when we confirm your closing window. Every commitment is reviewed by a licensed Pennsylvania attorney before it goes out.
How should I send funds for closing — and what about wire fraud?
Never rely on wire instructions received by email, even if they appear to come from us — we will never change wire instructions by email. Before sending any funds, call us at 724-733-7700 and verbally confirm the instructions. Wire fraud is fast, real, and usually unrecoverable; verification takes two minutes.
Murrysville, on the road we're named for.
William Penn Settlement, LLC3950 William Penn Highway, Floor 1, Suite 6
Murrysville, PA 15668
724-733-7700
info@wpsettlement.com
Hours
Monday–Friday, 8:30–5:00
Closings by appointment, including early evenings.
Serving Murrysville, Monroeville, Export, Delmont, Penn Township, Greensburg, Irwin, Plum, and all of Westmoreland and Allegheny Counties.